There is More Than One Reason To Refinance Your Home Refinancing and consolidating your debt. Refinancing can lower the total amount you pay out each month. You can even arrange to have extra cash. Here are some things you may want to think about:
- Consolidate your high-interest debt. Consolidate high-interest debt such as credit cards. Your overall monthly payments will be reduced and may even be tax deductible.
- Get extra cash. Refinancing can give you extra cash for the things you've always wanted to do. Like taking that long-deserved vacation, or paying for a college education. It's your choice.
- Home Improvement Loans. Fix the roof, purchase new kitchen cabinets, or remodel to increase the value of your home.
- Take a 30-day break from payments. Your first payment is usually not due for 30 days or more.
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